Purchasing an auto warranty whether your just bought a new or used car, your vehicle should be protected and maintained with an extended auto warranty. Not only will this take the worry out of owning and maintaining a car for you, it will help keep your finances in check. As you may already know, a trip to the mechanic can cost a pretty penny. First, because you usually have to buy replacement parts, and then because the cost of good professional labor is quite high. With a comprehensive extended auto warranty you will not need to worry about any of this.
4 Steps to Getting the Best Auto Warranty
Determine What Works For You
The best extended auto warranty is the one that suits your needs. For this reason, you should carefully consider what works best for you. You need to know that warranties normally do not list, in detail, everything they do cover. Instead they are called exclusionary policies, which come with a shorter list of what is not covered. If, for example, you can purchase a cheaper auto warranty which does not include the labor in a repair, this warranty may turn out to require significant out-of-pocket supplementing by you to cover the labor cost. This would not be a good solution. Similarly, if the warranty does not cover the cost of a rental car while your car is being repaired, you may end up spending hundreds of dollars in rental fees. This last point would not be an issue, though, if you had a second vehicle you could use. This is an example of how you should think about your car warranty.
Plan For the Unexpected
Think about the probability of your car having major problems, as a result of a high speed accident on a freeway, or significant wear and tear because you are using it to transport heavy items on, maybe, precarious roads. Such a car needs a more comprehensive warranty than one which is only used to go to the supermarket once a week and to drop off and pick up the children at a school a few miles away. After detailing the use of the car, go online and get a couple of free quotes of auto warranty.
Read the Fine Print
There are numerous extended auto warranty companies, and many of them specialize in car warranties and car insurance. Make sure that you know exactly what is included or excluded from the warranty you are considering, and ask questions until it is all clear to you. Know exactly what you need to do to file a claim, and the time it takes for claims to be processed.
Don’t Forget Scheduled Maintenance
The best way to help your car function properly is to take good care of it, by performing all the scheduled maintenance and keeping the filters clean. Don’t wait until a minor noise becomes a major problem; have it checked out right away. Respond immediately to a check engine light as well.
The best extended auto warranty should be complemented with the faithful and constant care of your vehicle, making sure that it is only ever repaired and maintained by trained professionals who are familiar with the car’s make and model.